LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,683
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,980
−HK$1,317/mo
Today · 4.125%
HK$44,297
baseline
▲ 0.50% · 4.625%
HK$46,993
+HK$2,696/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,594/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,372
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,616
−HK$1,262/mo
Today · 4.125%
HK$48,878
baseline
▲ 0.50% · 4.625%
HK$51,454
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,756/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,020
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,576
−HK$1,581/mo
Today · 4.125%
HK$53,157
baseline
▲ 0.50% · 4.625%
HK$56,391
+HK$3,234/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,314/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,647
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,139
−HK$1,514/mo
Today · 4.125%
HK$58,653
baseline
▲ 0.50% · 4.625%
HK$61,745
+HK$3,092/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,306/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,357
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,172
−HK$1,844/mo
Today · 4.125%
HK$62,016
baseline
▲ 0.50% · 4.625%
HK$65,790
+HK$3,774/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$124,032/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,921
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,662
−HK$1,767/mo
Today · 4.125%
HK$68,429
baseline
▲ 0.50% · 4.625%
HK$72,036
+HK$3,607/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$136,858/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,030
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,364
−HK$2,371/mo
Today · 4.125%
HK$79,735
baseline
▲ 0.50% · 4.625%
HK$84,587
+HK$4,852/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,470/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,470
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,709
−HK$2,271/mo
Today · 4.125%
HK$87,980
baseline
▲ 0.50% · 4.625%
HK$92,617
+HK$4,637/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,960/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,505 · Scale 2, in force from 26 Feb 2026)