LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,685
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,982
−HK$1,317/mo
Today · 4.125%
HK$44,299
baseline
▲ 0.50% · 4.625%
HK$46,994
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,598/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,374
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$47,618
−HK$1,261/mo
Today · 4.125%
HK$48,879
baseline
▲ 0.50% · 4.625%
HK$51,456
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,758/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,022
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,578
−HK$1,581/mo
Today · 4.125%
HK$53,159
baseline
▲ 0.50% · 4.625%
HK$56,393
+HK$3,234/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,318/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,649
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,141
−HK$1,514/mo
Today · 4.125%
HK$58,655
baseline
▲ 0.50% · 4.625%
HK$61,747
+HK$3,092/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,310/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,359
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,174
−HK$1,844/mo
Today · 4.125%
HK$62,018
baseline
▲ 0.50% · 4.625%
HK$65,792
+HK$3,774/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$124,036/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,924
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,665
−HK$1,766/mo
Today · 4.125%
HK$68,431
baseline
▲ 0.50% · 4.625%
HK$72,038
+HK$3,607/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$136,862/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,033
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,367
−HK$2,371/mo
Today · 4.125%
HK$79,738
baseline
▲ 0.50% · 4.625%
HK$84,590
+HK$4,852/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,476/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,473
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,712
−HK$2,271/mo
Today · 4.125%
HK$87,983
baseline
▲ 0.50% · 4.625%
HK$92,621
+HK$4,638/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,966/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,530 · Scale 2, in force from 26 Feb 2026)