LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,687
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,984
−HK$1,317/mo
Today · 4.125%
HK$44,301
baseline
▲ 0.50% · 4.625%
HK$46,997
+HK$2,696/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,602/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,376
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,620
−HK$1,262/mo
Today · 4.125%
HK$48,882
baseline
▲ 0.50% · 4.625%
HK$51,458
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,764/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,024
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,580
−HK$1,581/mo
Today · 4.125%
HK$53,161
baseline
▲ 0.50% · 4.625%
HK$56,396
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,322/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,652
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,144
−HK$1,514/mo
Today · 4.125%
HK$58,658
baseline
▲ 0.50% · 4.625%
HK$61,750
+HK$3,092/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,316/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,362
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,177
−HK$1,844/mo
Today · 4.125%
HK$62,021
baseline
▲ 0.50% · 4.625%
HK$65,795
+HK$3,774/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$124,042/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,927
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,668
−HK$1,767/mo
Today · 4.125%
HK$68,435
baseline
▲ 0.50% · 4.625%
HK$72,042
+HK$3,607/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$136,870/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,036
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,370
−HK$2,372/mo
Today · 4.125%
HK$79,742
baseline
▲ 0.50% · 4.625%
HK$84,594
+HK$4,852/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,484/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,477
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,716
−HK$2,271/mo
Today · 4.125%
HK$87,987
baseline
▲ 0.50% · 4.625%
HK$92,625
+HK$4,638/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,974/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,563 · Scale 2, in force from 26 Feb 2026)