LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,688
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,985
−HK$1,317/mo
Today · 4.125%
HK$44,302
baseline
▲ 0.50% · 4.625%
HK$46,998
+HK$2,696/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,604/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,377
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,621
−HK$1,262/mo
Today · 4.125%
HK$48,883
baseline
▲ 0.50% · 4.625%
HK$51,460
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,766/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,025
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,581
−HK$1,581/mo
Today · 4.125%
HK$53,162
baseline
▲ 0.50% · 4.625%
HK$56,397
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,324/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,653
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,145
−HK$1,514/mo
Today · 4.125%
HK$58,659
baseline
▲ 0.50% · 4.625%
HK$61,751
+HK$3,092/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,318/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,363
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,178
−HK$1,845/mo
Today · 4.125%
HK$62,023
baseline
▲ 0.50% · 4.625%
HK$65,797
+HK$3,774/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$124,046/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,928
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,670
−HK$1,766/mo
Today · 4.125%
HK$68,436
baseline
▲ 0.50% · 4.625%
HK$72,043
+HK$3,607/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$136,872/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,038
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,372
−HK$2,372/mo
Today · 4.125%
HK$79,744
baseline
▲ 0.50% · 4.625%
HK$84,596
+HK$4,852/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,488/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,479
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,718
−HK$2,271/mo
Today · 4.125%
HK$87,989
baseline
▲ 0.50% · 4.625%
HK$92,627
+HK$4,638/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,978/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,578 · Scale 2, in force from 26 Feb 2026)