LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,689
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,985
−HK$1,318/mo
Today · 4.125%
HK$44,303
baseline
▲ 0.50% · 4.625%
HK$46,998
+HK$2,695/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,606/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,378
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,622
−HK$1,262/mo
Today · 4.125%
HK$48,884
baseline
▲ 0.50% · 4.625%
HK$51,460
+HK$2,576/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,768/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,026
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,582
−HK$1,581/mo
Today · 4.125%
HK$53,163
baseline
▲ 0.50% · 4.625%
HK$56,398
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,326/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,654
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,146
−HK$1,514/mo
Today · 4.125%
HK$58,660
baseline
▲ 0.50% · 4.625%
HK$61,753
+HK$3,093/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,320/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,364
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,179
−HK$1,845/mo
Today · 4.125%
HK$62,024
baseline
▲ 0.50% · 4.625%
HK$65,798
+HK$3,774/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$124,048/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,929
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,671
−HK$1,766/mo
Today · 4.125%
HK$68,437
baseline
▲ 0.50% · 4.625%
HK$72,045
+HK$3,608/mo
Deposit HK$5.48M · loan HK$12.80M · min. income ≈ HK$136,874/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,039
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,374
−HK$2,371/mo
Today · 4.125%
HK$79,745
baseline
▲ 0.50% · 4.625%
HK$84,597
+HK$4,852/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$159,490/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,481
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,719
−HK$2,272/mo
Today · 4.125%
HK$87,991
baseline
▲ 0.50% · 4.625%
HK$92,629
+HK$4,638/mo
Deposit HK$1.83M · loan HK$16.45M · min. income ≈ HK$175,982/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,590 · Scale 2, in force from 26 Feb 2026)