LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,691
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,988
−HK$1,317/mo
Today · 4.125%
HK$44,305
baseline
▲ 0.50% · 4.625%
HK$47,001
+HK$2,696/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,610/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,381
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,625
−HK$1,262/mo
Today · 4.125%
HK$48,887
baseline
▲ 0.50% · 4.625%
HK$51,464
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,774/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,029
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,586
−HK$1,581/mo
Today · 4.125%
HK$53,167
baseline
▲ 0.50% · 4.625%
HK$56,402
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,334/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,657
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,150
−HK$1,514/mo
Today · 4.125%
HK$58,664
baseline
▲ 0.50% · 4.625%
HK$61,756
+HK$3,092/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,328/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,368
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,183
−HK$1,845/mo
Today · 4.125%
HK$62,028
baseline
▲ 0.50% · 4.625%
HK$65,802
+HK$3,774/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,056/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,933
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,675
−HK$1,766/mo
Today · 4.125%
HK$68,441
baseline
▲ 0.50% · 4.625%
HK$72,049
+HK$3,608/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,882/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,044
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,378
−HK$2,372/mo
Today · 4.125%
HK$79,750
baseline
▲ 0.50% · 4.625%
HK$84,602
+HK$4,852/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,500/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,486
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,725
−HK$2,271/mo
Today · 4.125%
HK$87,996
baseline
▲ 0.50% · 4.625%
HK$92,635
+HK$4,639/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$175,992/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,632 · Scale 2, in force from 26 Feb 2026)