LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,695
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,992
−HK$1,317/mo
Today · 4.125%
HK$44,309
baseline
▲ 0.50% · 4.625%
HK$47,006
+HK$2,697/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,618/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,385
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,629
−HK$1,262/mo
Today · 4.125%
HK$48,891
baseline
▲ 0.50% · 4.625%
HK$51,468
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,782/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,034
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,590
−HK$1,581/mo
Today · 4.125%
HK$53,171
baseline
▲ 0.50% · 4.625%
HK$56,407
+HK$3,236/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,342/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,662
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,155
−HK$1,514/mo
Today · 4.125%
HK$58,669
baseline
▲ 0.50% · 4.625%
HK$61,762
+HK$3,093/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,338/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,373
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,188
−HK$1,845/mo
Today · 4.125%
HK$62,033
baseline
▲ 0.50% · 4.625%
HK$65,808
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,066/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,939
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,681
−HK$1,766/mo
Today · 4.125%
HK$68,447
baseline
▲ 0.50% · 4.625%
HK$72,055
+HK$3,608/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,894/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,051
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,385
−HK$2,372/mo
Today · 4.125%
HK$79,757
baseline
▲ 0.50% · 4.625%
HK$84,610
+HK$4,853/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,514/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,493
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,732
−HK$2,272/mo
Today · 4.125%
HK$88,004
baseline
▲ 0.50% · 4.625%
HK$92,643
+HK$4,639/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,008/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,693 · Scale 2, in force from 26 Feb 2026)