LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,697
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,994
−HK$1,318/mo
Today · 4.125%
HK$44,312
baseline
▲ 0.50% · 4.625%
HK$47,008
+HK$2,696/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,624/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,388
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,632
−HK$1,262/mo
Today · 4.125%
HK$48,894
baseline
▲ 0.50% · 4.625%
HK$51,471
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,788/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,037
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,593
−HK$1,582/mo
Today · 4.125%
HK$53,175
baseline
▲ 0.50% · 4.625%
HK$56,410
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,350/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,666
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,158
−HK$1,515/mo
Today · 4.125%
HK$58,673
baseline
▲ 0.50% · 4.625%
HK$61,766
+HK$3,093/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,346/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,376
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,192
−HK$1,845/mo
Today · 4.125%
HK$62,037
baseline
▲ 0.50% · 4.625%
HK$65,812
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,074/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,943
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,685
−HK$1,767/mo
Today · 4.125%
HK$68,452
baseline
▲ 0.50% · 4.625%
HK$72,060
+HK$3,608/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,904/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,055
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,390
−HK$2,372/mo
Today · 4.125%
HK$79,762
baseline
▲ 0.50% · 4.625%
HK$84,615
+HK$4,853/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,524/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,498
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,738
−HK$2,271/mo
Today · 4.125%
HK$88,009
baseline
▲ 0.50% · 4.625%
HK$92,649
+HK$4,640/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,018/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,736 · Scale 2, in force from 26 Feb 2026)