LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,699
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,996
−HK$1,317/mo
Today · 4.125%
HK$44,313
baseline
▲ 0.50% · 4.625%
HK$47,010
+HK$2,697/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,626/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,389
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,633
−HK$1,262/mo
Today · 4.125%
HK$48,895
baseline
▲ 0.50% · 4.625%
HK$51,473
+HK$2,578/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,790/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,038
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,595
−HK$1,581/mo
Today · 4.125%
HK$53,176
baseline
▲ 0.50% · 4.625%
HK$56,412
+HK$3,236/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,352/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,667
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,160
−HK$1,515/mo
Today · 4.125%
HK$58,675
baseline
▲ 0.50% · 4.625%
HK$61,767
+HK$3,092/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,350/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,378
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,194
−HK$1,845/mo
Today · 4.125%
HK$62,039
baseline
▲ 0.50% · 4.625%
HK$65,814
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,078/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,945
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,687
−HK$1,767/mo
Today · 4.125%
HK$68,454
baseline
▲ 0.50% · 4.625%
HK$72,062
+HK$3,608/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,908/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,057
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,392
−HK$2,372/mo
Today · 4.125%
HK$79,764
baseline
▲ 0.50% · 4.625%
HK$84,618
+HK$4,854/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,528/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,501
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,740
−HK$2,272/mo
Today · 4.125%
HK$88,012
baseline
▲ 0.50% · 4.625%
HK$92,651
+HK$4,639/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,024/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,754 · Scale 2, in force from 26 Feb 2026)