LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,700
−HK$2,614/mo
▼ 0.25% · 3.875%
HK$42,997
−HK$1,317/mo
Today · 4.125%
HK$44,314
baseline
▲ 0.50% · 4.625%
HK$47,011
+HK$2,697/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,628/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,390
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,634
−HK$1,263/mo
Today · 4.125%
HK$48,897
baseline
▲ 0.50% · 4.625%
HK$51,474
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,794/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,039
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,596
−HK$1,581/mo
Today · 4.125%
HK$53,177
baseline
▲ 0.50% · 4.625%
HK$56,413
+HK$3,236/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,354/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,668
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,161
−HK$1,515/mo
Today · 4.125%
HK$58,676
baseline
▲ 0.50% · 4.625%
HK$61,769
+HK$3,093/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,352/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,379
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,195
−HK$1,845/mo
Today · 4.125%
HK$62,040
baseline
▲ 0.50% · 4.625%
HK$65,815
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,080/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,946
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,688
−HK$1,767/mo
Today · 4.125%
HK$68,455
baseline
▲ 0.50% · 4.625%
HK$72,064
+HK$3,609/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,910/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,059
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,394
−HK$2,372/mo
Today · 4.125%
HK$79,766
baseline
▲ 0.50% · 4.625%
HK$84,620
+HK$4,854/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,532/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,503
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,742
−HK$2,272/mo
Today · 4.125%
HK$88,014
baseline
▲ 0.50% · 4.625%
HK$92,653
+HK$4,639/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,028/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,771 · Scale 2, in force from 26 Feb 2026)