LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,700
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,997
−HK$1,318/mo
Today · 4.125%
HK$44,315
baseline
▲ 0.50% · 4.625%
HK$47,011
+HK$2,696/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,630/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,391
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,635
−HK$1,262/mo
Today · 4.125%
HK$48,897
baseline
▲ 0.50% · 4.625%
HK$51,474
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,794/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,040
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,596
−HK$1,582/mo
Today · 4.125%
HK$53,178
baseline
▲ 0.50% · 4.625%
HK$56,413
+HK$3,235/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$106,356/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,669
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,162
−HK$1,514/mo
Today · 4.125%
HK$58,676
baseline
▲ 0.50% · 4.625%
HK$61,769
+HK$3,093/mo
Deposit HK$7.31M · loan HK$10.97M · min. income ≈ HK$117,352/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,380
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,196
−HK$1,845/mo
Today · 4.125%
HK$62,041
baseline
▲ 0.50% · 4.625%
HK$65,816
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,082/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,947
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,689
−HK$1,767/mo
Today · 4.125%
HK$68,456
baseline
▲ 0.50% · 4.625%
HK$72,064
+HK$3,608/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,912/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,060
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,394
−HK$2,373/mo
Today · 4.125%
HK$79,767
baseline
▲ 0.50% · 4.625%
HK$84,620
+HK$4,853/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,534/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,503
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,743
−HK$2,272/mo
Today · 4.125%
HK$88,015
baseline
▲ 0.50% · 4.625%
HK$92,654
+HK$4,639/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,030/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,776 · Scale 2, in force from 26 Feb 2026)