LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,701
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,998
−HK$1,318/mo
Today · 4.125%
HK$44,316
baseline
▲ 0.50% · 4.625%
HK$47,012
+HK$2,696/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,632/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,392
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,636
−HK$1,262/mo
Today · 4.125%
HK$48,898
baseline
▲ 0.50% · 4.625%
HK$51,476
+HK$2,578/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,796/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,041
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,598
−HK$1,581/mo
Today · 4.125%
HK$53,179
baseline
▲ 0.50% · 4.625%
HK$56,415
+HK$3,236/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$106,358/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,670
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,163
−HK$1,515/mo
Today · 4.125%
HK$58,678
baseline
▲ 0.50% · 4.625%
HK$61,771
+HK$3,093/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$117,356/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,381
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,197
−HK$1,845/mo
Today · 4.125%
HK$62,042
baseline
▲ 0.50% · 4.625%
HK$65,817
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,084/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,949
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,691
−HK$1,767/mo
Today · 4.125%
HK$68,458
baseline
▲ 0.50% · 4.625%
HK$72,066
+HK$3,608/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,916/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,062
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,397
−HK$2,372/mo
Today · 4.125%
HK$79,769
baseline
▲ 0.50% · 4.625%
HK$84,622
+HK$4,853/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,538/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,505
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,745
−HK$2,272/mo
Today · 4.125%
HK$88,017
baseline
▲ 0.50% · 4.625%
HK$92,656
+HK$4,639/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,034/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,794 · Scale 2, in force from 26 Feb 2026)