LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,702
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$42,999
−HK$1,318/mo
Today · 4.125%
HK$44,317
baseline
▲ 0.50% · 4.625%
HK$47,014
+HK$2,697/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,634/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,393
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,637
−HK$1,263/mo
Today · 4.125%
HK$48,900
baseline
▲ 0.50% · 4.625%
HK$51,477
+HK$2,577/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,800/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,043
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,599
−HK$1,582/mo
Today · 4.125%
HK$53,181
baseline
▲ 0.50% · 4.625%
HK$56,417
+HK$3,236/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$106,362/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,672
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,165
−HK$1,515/mo
Today · 4.125%
HK$58,680
baseline
▲ 0.50% · 4.625%
HK$61,773
+HK$3,093/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$117,360/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,383
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,199
−HK$1,845/mo
Today · 4.125%
HK$62,044
baseline
▲ 0.50% · 4.625%
HK$65,819
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,088/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,951
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,692
−HK$1,768/mo
Today · 4.125%
HK$68,460
baseline
▲ 0.50% · 4.625%
HK$72,068
+HK$3,608/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,920/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,064
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,399
−HK$2,372/mo
Today · 4.125%
HK$79,771
baseline
▲ 0.50% · 4.625%
HK$84,625
+HK$4,854/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,542/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,508
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,747
−HK$2,273/mo
Today · 4.125%
HK$88,020
baseline
▲ 0.50% · 4.625%
HK$92,659
+HK$4,639/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,040/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,814 · Scale 2, in force from 26 Feb 2026)