LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,704
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,002
−HK$1,317/mo
Today · 4.125%
HK$44,319
baseline
▲ 0.50% · 4.625%
HK$47,016
+HK$2,697/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$88,638/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,396
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,640
−HK$1,262/mo
Today · 4.125%
HK$48,902
baseline
▲ 0.50% · 4.625%
HK$51,480
+HK$2,578/mo
Deposit HK$9.14M · loan HK$9.14M · min. income ≈ HK$97,804/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,045
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,602
−HK$1,581/mo
Today · 4.125%
HK$53,183
baseline
▲ 0.50% · 4.625%
HK$56,419
+HK$3,236/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$106,366/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,675
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,168
−HK$1,515/mo
Today · 4.125%
HK$58,683
baseline
▲ 0.50% · 4.625%
HK$61,776
+HK$3,093/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$117,366/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,386
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,202
−HK$1,845/mo
Today · 4.125%
HK$62,047
baseline
▲ 0.50% · 4.625%
HK$65,823
+HK$3,776/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,094/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,954
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,696
−HK$1,767/mo
Today · 4.125%
HK$68,463
baseline
▲ 0.50% · 4.625%
HK$72,072
+HK$3,609/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,926/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,068
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,403
−HK$2,372/mo
Today · 4.125%
HK$79,775
baseline
▲ 0.50% · 4.625%
HK$84,629
+HK$4,854/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,550/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,512
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,752
−HK$2,272/mo
Today · 4.125%
HK$88,024
baseline
▲ 0.50% · 4.625%
HK$92,664
+HK$4,640/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,048/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,849 · Scale 2, in force from 26 Feb 2026)