LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,706
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,003
−HK$1,318/mo
Today · 4.125%
HK$44,321
baseline
▲ 0.50% · 4.625%
HK$47,018
+HK$2,697/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,642/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,398
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$47,642
−HK$1,262/mo
Today · 4.125%
HK$48,904
baseline
▲ 0.50% · 4.625%
HK$51,482
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,808/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,047
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,604
−HK$1,582/mo
Today · 4.125%
HK$53,186
baseline
▲ 0.50% · 4.625%
HK$56,422
+HK$3,236/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$106,372/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,677
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,170
−HK$1,515/mo
Today · 4.125%
HK$58,685
baseline
▲ 0.50% · 4.625%
HK$61,778
+HK$3,093/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$117,370/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,388
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,205
−HK$1,845/mo
Today · 4.125%
HK$62,050
baseline
▲ 0.50% · 4.625%
HK$65,825
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,100/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,957
−HK$3,509/mo
▼ 0.25% · 3.875%
HK$66,699
−HK$1,767/mo
Today · 4.125%
HK$68,466
baseline
▲ 0.50% · 4.625%
HK$72,075
+HK$3,609/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,932/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,071
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,406
−HK$2,372/mo
Today · 4.125%
HK$79,778
baseline
▲ 0.50% · 4.625%
HK$84,633
+HK$4,855/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,556/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,516
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,755
−HK$2,273/mo
Today · 4.125%
HK$88,028
baseline
▲ 0.50% · 4.625%
HK$92,668
+HK$4,640/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,056/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,877 · Scale 2, in force from 26 Feb 2026)