LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,707
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,004
−HK$1,318/mo
Today · 4.125%
HK$44,322
baseline
▲ 0.50% · 4.625%
HK$47,019
+HK$2,697/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,644/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,398
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,643
−HK$1,262/mo
Today · 4.125%
HK$48,905
baseline
▲ 0.50% · 4.625%
HK$51,483
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,810/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,048
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,605
−HK$1,581/mo
Today · 4.125%
HK$53,186
baseline
▲ 0.50% · 4.625%
HK$56,423
+HK$3,237/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$106,372/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,678
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,171
−HK$1,515/mo
Today · 4.125%
HK$58,686
baseline
▲ 0.50% · 4.625%
HK$61,779
+HK$3,093/mo
Deposit HK$7.32M · loan HK$10.97M · min. income ≈ HK$117,372/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,389
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,206
−HK$1,845/mo
Today · 4.125%
HK$62,051
baseline
▲ 0.50% · 4.625%
HK$65,826
+HK$3,775/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,102/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,957
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,700
−HK$1,767/mo
Today · 4.125%
HK$68,467
baseline
▲ 0.50% · 4.625%
HK$72,076
+HK$3,609/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,934/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,072
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,407
−HK$2,373/mo
Today · 4.125%
HK$79,780
baseline
▲ 0.50% · 4.625%
HK$84,634
+HK$4,854/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,560/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,517
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,757
−HK$2,272/mo
Today · 4.125%
HK$88,029
baseline
▲ 0.50% · 4.625%
HK$92,669
+HK$4,640/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,058/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$685,888 · Scale 2, in force from 26 Feb 2026)