LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,710
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,008
−HK$1,318/mo
Today · 4.125%
HK$44,326
baseline
▲ 0.50% · 4.625%
HK$47,023
+HK$2,697/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,652/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,402
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,647
−HK$1,262/mo
Today · 4.125%
HK$48,909
baseline
▲ 0.50% · 4.625%
HK$51,487
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,818/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,052
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,609
−HK$1,582/mo
Today · 4.125%
HK$53,191
baseline
▲ 0.50% · 4.625%
HK$56,428
+HK$3,237/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,382/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,683
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,176
−HK$1,515/mo
Today · 4.125%
HK$58,691
baseline
▲ 0.50% · 4.625%
HK$61,785
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,382/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,395
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$60,211
−HK$1,845/mo
Today · 4.125%
HK$62,056
baseline
▲ 0.50% · 4.625%
HK$65,832
+HK$3,776/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,112/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,963
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,706
−HK$1,767/mo
Today · 4.125%
HK$68,473
baseline
▲ 0.50% · 4.625%
HK$72,082
+HK$3,609/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,946/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,079
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,414
−HK$2,373/mo
Today · 4.125%
HK$79,787
baseline
▲ 0.50% · 4.625%
HK$84,642
+HK$4,855/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,574/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,524
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,764
−HK$2,273/mo
Today · 4.125%
HK$88,037
baseline
▲ 0.50% · 4.625%
HK$92,677
+HK$4,640/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,074/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,949 · Scale 2, in force from 26 Feb 2026)