LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,711
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,008
−HK$1,319/mo
Today · 4.125%
HK$44,327
baseline
▲ 0.50% · 4.625%
HK$47,024
+HK$2,697/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,654/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,403
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,647
−HK$1,263/mo
Today · 4.125%
HK$48,910
baseline
▲ 0.50% · 4.625%
HK$51,488
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,820/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,053
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,610
−HK$1,582/mo
Today · 4.125%
HK$53,192
baseline
▲ 0.50% · 4.625%
HK$56,428
+HK$3,236/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,384/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,684
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,177
−HK$1,515/mo
Today · 4.125%
HK$58,692
baseline
▲ 0.50% · 4.625%
HK$61,786
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,384/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,395
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,212
−HK$1,845/mo
Today · 4.125%
HK$62,057
baseline
▲ 0.50% · 4.625%
HK$65,833
+HK$3,776/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,114/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,964
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,706
−HK$1,768/mo
Today · 4.125%
HK$68,474
baseline
▲ 0.50% · 4.625%
HK$72,083
+HK$3,609/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,948/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,080
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,415
−HK$2,373/mo
Today · 4.125%
HK$79,788
baseline
▲ 0.50% · 4.625%
HK$84,643
+HK$4,855/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,576/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,525
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,765
−HK$2,273/mo
Today · 4.125%
HK$88,038
baseline
▲ 0.50% · 4.625%
HK$92,679
+HK$4,641/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,076/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,958 · Scale 2, in force from 26 Feb 2026)