LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,712
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,009
−HK$1,318/mo
Today · 4.125%
HK$44,327
baseline
▲ 0.50% · 4.625%
HK$47,025
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,654/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,404
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,648
−HK$1,263/mo
Today · 4.125%
HK$48,911
baseline
▲ 0.50% · 4.625%
HK$51,489
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,822/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,054
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,611
−HK$1,582/mo
Today · 4.125%
HK$53,193
baseline
▲ 0.50% · 4.625%
HK$56,430
+HK$3,237/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,386/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,685
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,178
−HK$1,515/mo
Today · 4.125%
HK$58,693
baseline
▲ 0.50% · 4.625%
HK$61,787
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,386/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,396
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,213
−HK$1,845/mo
Today · 4.125%
HK$62,058
baseline
▲ 0.50% · 4.625%
HK$65,835
+HK$3,777/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$124,116/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,965
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,708
−HK$1,767/mo
Today · 4.125%
HK$68,475
baseline
▲ 0.50% · 4.625%
HK$72,085
+HK$3,610/mo
Deposit HK$5.49M · loan HK$12.80M · min. income ≈ HK$136,950/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,081
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,417
−HK$2,372/mo
Today · 4.125%
HK$79,789
baseline
▲ 0.50% · 4.625%
HK$84,644
+HK$4,855/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,578/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,527
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,767
−HK$2,273/mo
Today · 4.125%
HK$88,040
baseline
▲ 0.50% · 4.625%
HK$92,680
+HK$4,640/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,080/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,972 · Scale 2, in force from 26 Feb 2026)