LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,713
−HK$2,615/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,318/mo
Today · 4.125%
HK$44,328
baseline
▲ 0.50% · 4.625%
HK$47,026
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,656/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,405
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,649
−HK$1,263/mo
Today · 4.125%
HK$48,912
baseline
▲ 0.50% · 4.625%
HK$51,490
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,824/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,055
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,612
−HK$1,582/mo
Today · 4.125%
HK$53,194
baseline
▲ 0.50% · 4.625%
HK$56,431
+HK$3,237/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,388/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,686
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,179
−HK$1,515/mo
Today · 4.125%
HK$58,694
baseline
▲ 0.50% · 4.625%
HK$61,788
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,388/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,398
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,214
−HK$1,846/mo
Today · 4.125%
HK$62,060
baseline
▲ 0.50% · 4.625%
HK$65,836
+HK$3,776/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,120/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,967
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,709
−HK$1,768/mo
Today · 4.125%
HK$68,477
baseline
▲ 0.50% · 4.625%
HK$72,086
+HK$3,609/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,954/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,083
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,418
−HK$2,373/mo
Today · 4.125%
HK$79,791
baseline
▲ 0.50% · 4.625%
HK$84,646
+HK$4,855/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,582/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,529
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,769
−HK$2,273/mo
Today · 4.125%
HK$88,042
baseline
▲ 0.50% · 4.625%
HK$92,682
+HK$4,640/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,084/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$685,987 · Scale 2, in force from 26 Feb 2026)