LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,716
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,014
−HK$1,318/mo
Today · 4.125%
HK$44,332
baseline
▲ 0.50% · 4.625%
HK$47,029
+HK$2,697/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,664/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,409
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,653
−HK$1,263/mo
Today · 4.125%
HK$48,916
baseline
▲ 0.50% · 4.625%
HK$51,494
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,832/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,059
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,616
−HK$1,582/mo
Today · 4.125%
HK$53,198
baseline
▲ 0.50% · 4.625%
HK$56,435
+HK$3,237/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,396/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,690
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,184
−HK$1,515/mo
Today · 4.125%
HK$58,699
baseline
▲ 0.50% · 4.625%
HK$61,793
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,398/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,402
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,219
−HK$1,846/mo
Today · 4.125%
HK$62,065
baseline
▲ 0.50% · 4.625%
HK$65,841
+HK$3,776/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,130/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,972
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,714
−HK$1,768/mo
Today · 4.125%
HK$68,482
baseline
▲ 0.50% · 4.625%
HK$72,092
+HK$3,610/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,964/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,089
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,424
−HK$2,373/mo
Today · 4.125%
HK$79,797
baseline
▲ 0.50% · 4.625%
HK$84,653
+HK$4,856/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$159,594/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,535
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,776
−HK$2,273/mo
Today · 4.125%
HK$88,049
baseline
▲ 0.50% · 4.625%
HK$92,690
+HK$4,641/mo
Deposit HK$1.83M · loan HK$16.46M · min. income ≈ HK$176,098/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,040 · Scale 2, in force from 26 Feb 2026)