LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,717
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,015
−HK$1,318/mo
Today · 4.125%
HK$44,333
baseline
▲ 0.50% · 4.625%
HK$47,031
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,666/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,410
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,655
−HK$1,262/mo
Today · 4.125%
HK$48,917
baseline
▲ 0.50% · 4.625%
HK$51,496
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,834/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,060
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,618
−HK$1,582/mo
Today · 4.125%
HK$53,200
baseline
▲ 0.50% · 4.625%
HK$56,437
+HK$3,237/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,400/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,692
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,185
−HK$1,516/mo
Today · 4.125%
HK$58,701
baseline
▲ 0.50% · 4.625%
HK$61,795
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,402/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,404
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$60,221
−HK$1,845/mo
Today · 4.125%
HK$62,066
baseline
▲ 0.50% · 4.625%
HK$65,843
+HK$3,777/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,132/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,974
−HK$3,510/mo
▼ 0.25% · 3.875%
HK$66,716
−HK$1,768/mo
Today · 4.125%
HK$68,484
baseline
▲ 0.50% · 4.625%
HK$72,094
+HK$3,610/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,968/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,091
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,426
−HK$2,374/mo
Today · 4.125%
HK$79,800
baseline
▲ 0.50% · 4.625%
HK$84,655
+HK$4,855/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,600/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,538
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,778
−HK$2,273/mo
Today · 4.125%
HK$88,051
baseline
▲ 0.50% · 4.625%
HK$92,692
+HK$4,641/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,102/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,059 · Scale 2, in force from 26 Feb 2026)