LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,717
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,015
−HK$1,318/mo
Today · 4.125%
HK$44,333
baseline
▲ 0.50% · 4.625%
HK$47,031
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,666/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,410
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,655
−HK$1,263/mo
Today · 4.125%
HK$48,918
baseline
▲ 0.50% · 4.625%
HK$51,496
+HK$2,578/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,836/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,061
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,618
−HK$1,582/mo
Today · 4.125%
HK$53,200
baseline
▲ 0.50% · 4.625%
HK$56,437
+HK$3,237/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,400/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,692
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,186
−HK$1,515/mo
Today · 4.125%
HK$58,701
baseline
▲ 0.50% · 4.625%
HK$61,795
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,402/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,404
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,221
−HK$1,846/mo
Today · 4.125%
HK$62,067
baseline
▲ 0.50% · 4.625%
HK$65,843
+HK$3,776/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,134/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,974
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,717
−HK$1,768/mo
Today · 4.125%
HK$68,485
baseline
▲ 0.50% · 4.625%
HK$72,095
+HK$3,610/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,970/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,091
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,427
−HK$2,373/mo
Today · 4.125%
HK$79,800
baseline
▲ 0.50% · 4.625%
HK$84,656
+HK$4,856/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,600/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,538
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,779
−HK$2,273/mo
Today · 4.125%
HK$88,052
baseline
▲ 0.50% · 4.625%
HK$92,693
+HK$4,641/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,104/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,065 · Scale 2, in force from 26 Feb 2026)