LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,721
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,018
−HK$1,319/mo
Today · 4.125%
HK$44,337
baseline
▲ 0.50% · 4.625%
HK$47,035
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,674/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,414
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,659
−HK$1,262/mo
Today · 4.125%
HK$48,921
baseline
▲ 0.50% · 4.625%
HK$51,500
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,842/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,065
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,622
−HK$1,582/mo
Today · 4.125%
HK$53,204
baseline
▲ 0.50% · 4.625%
HK$56,442
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,408/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,697
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,190
−HK$1,516/mo
Today · 4.125%
HK$58,706
baseline
▲ 0.50% · 4.625%
HK$61,800
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,412/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,409
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,226
−HK$1,846/mo
Today · 4.125%
HK$62,072
baseline
▲ 0.50% · 4.625%
HK$65,849
+HK$3,777/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,144/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,979
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,722
−HK$1,768/mo
Today · 4.125%
HK$68,490
baseline
▲ 0.50% · 4.625%
HK$72,100
+HK$3,610/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,980/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,097
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,433
−HK$2,373/mo
Today · 4.125%
HK$79,806
baseline
▲ 0.50% · 4.625%
HK$84,662
+HK$4,856/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,612/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,545
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,785
−HK$2,274/mo
Today · 4.125%
HK$88,059
baseline
▲ 0.50% · 4.625%
HK$92,700
+HK$4,641/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,118/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,118 · Scale 2, in force from 26 Feb 2026)