LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,722
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,020
−HK$1,319/mo
Today · 4.125%
HK$44,339
baseline
▲ 0.50% · 4.625%
HK$47,036
+HK$2,697/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,678/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,416
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$47,660
−HK$1,263/mo
Today · 4.125%
HK$48,923
baseline
▲ 0.50% · 4.625%
HK$51,502
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,846/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,067
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,624
−HK$1,582/mo
Today · 4.125%
HK$53,206
baseline
▲ 0.50% · 4.625%
HK$56,444
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,412/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,699
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,192
−HK$1,516/mo
Today · 4.125%
HK$58,708
baseline
▲ 0.50% · 4.625%
HK$61,802
+HK$3,094/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,416/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,411
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,228
−HK$1,846/mo
Today · 4.125%
HK$62,074
baseline
▲ 0.50% · 4.625%
HK$65,851
+HK$3,777/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,148/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,982
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,725
−HK$1,768/mo
Today · 4.125%
HK$68,493
baseline
▲ 0.50% · 4.625%
HK$72,103
+HK$3,610/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,986/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,100
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,436
−HK$2,373/mo
Today · 4.125%
HK$79,809
baseline
▲ 0.50% · 4.625%
HK$84,666
+HK$4,857/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,618/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,548
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,789
−HK$2,273/mo
Today · 4.125%
HK$88,062
baseline
▲ 0.50% · 4.625%
HK$92,704
+HK$4,642/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,124/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,144 · Scale 2, in force from 26 Feb 2026)