LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,723
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,021
−HK$1,318/mo
Today · 4.125%
HK$44,339
baseline
▲ 0.50% · 4.625%
HK$47,037
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,678/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,416
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,661
−HK$1,263/mo
Today · 4.125%
HK$48,924
baseline
▲ 0.50% · 4.625%
HK$51,503
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,848/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,068
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,625
−HK$1,582/mo
Today · 4.125%
HK$53,207
baseline
▲ 0.50% · 4.625%
HK$56,445
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,414/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,700
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,193
−HK$1,516/mo
Today · 4.125%
HK$58,709
baseline
▲ 0.50% · 4.625%
HK$61,804
+HK$3,095/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,418/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,412
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,229
−HK$1,846/mo
Today · 4.125%
HK$62,075
baseline
▲ 0.50% · 4.625%
HK$65,852
+HK$3,777/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,150/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,983
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,726
−HK$1,768/mo
Today · 4.125%
HK$68,494
baseline
▲ 0.50% · 4.625%
HK$72,104
+HK$3,610/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,988/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,101
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,437
−HK$2,374/mo
Today · 4.125%
HK$79,811
baseline
▲ 0.50% · 4.625%
HK$84,667
+HK$4,856/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,622/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,549
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,790
−HK$2,273/mo
Today · 4.125%
HK$88,063
baseline
▲ 0.50% · 4.625%
HK$92,705
+HK$4,642/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,126/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,156 · Scale 2, in force from 26 Feb 2026)