LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,724
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,022
−HK$1,319/mo
Today · 4.125%
HK$44,341
baseline
▲ 0.50% · 4.625%
HK$47,039
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,682/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,418
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,663
−HK$1,263/mo
Today · 4.125%
HK$48,926
baseline
▲ 0.50% · 4.625%
HK$51,505
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,852/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,069
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,627
−HK$1,582/mo
Today · 4.125%
HK$53,209
baseline
▲ 0.50% · 4.625%
HK$56,447
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,418/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,702
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,195
−HK$1,516/mo
Today · 4.125%
HK$58,711
baseline
▲ 0.50% · 4.625%
HK$61,806
+HK$3,095/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,422/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,414
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,231
−HK$1,846/mo
Today · 4.125%
HK$62,077
baseline
▲ 0.50% · 4.625%
HK$65,854
+HK$3,777/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,154/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,985
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,728
−HK$1,768/mo
Today · 4.125%
HK$68,496
baseline
▲ 0.50% · 4.625%
HK$72,107
+HK$3,611/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$136,992/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,104
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,440
−HK$2,374/mo
Today · 4.125%
HK$79,814
baseline
▲ 0.50% · 4.625%
HK$84,670
+HK$4,856/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,628/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,552
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,793
−HK$2,273/mo
Today · 4.125%
HK$88,066
baseline
▲ 0.50% · 4.625%
HK$92,708
+HK$4,642/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,132/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,179 · Scale 2, in force from 26 Feb 2026)