LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,727
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$43,025
−HK$1,318/mo
Today · 4.125%
HK$44,343
baseline
▲ 0.50% · 4.625%
HK$47,042
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,686/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,421
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,666
−HK$1,263/mo
Today · 4.125%
HK$48,929
baseline
▲ 0.50% · 4.625%
HK$51,508
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,858/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,072
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,630
−HK$1,582/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,450
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,705
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,199
−HK$1,515/mo
Today · 4.125%
HK$58,714
baseline
▲ 0.50% · 4.625%
HK$61,809
+HK$3,095/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,428/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,417
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,235
−HK$1,846/mo
Today · 4.125%
HK$62,081
baseline
▲ 0.50% · 4.625%
HK$65,858
+HK$3,777/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,162/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,989
−HK$3,511/mo
▼ 0.25% · 3.875%
HK$66,732
−HK$1,768/mo
Today · 4.125%
HK$68,500
baseline
▲ 0.50% · 4.625%
HK$72,111
+HK$3,611/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,000/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,108
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,444
−HK$2,374/mo
Today · 4.125%
HK$79,818
baseline
▲ 0.50% · 4.625%
HK$84,675
+HK$4,857/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,636/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,557
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,798
−HK$2,273/mo
Today · 4.125%
HK$88,071
baseline
▲ 0.50% · 4.625%
HK$92,714
+HK$4,643/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,142/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,219 · Scale 2, in force from 26 Feb 2026)