LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,729
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,027
−HK$1,319/mo
Today · 4.125%
HK$44,346
baseline
▲ 0.50% · 4.625%
HK$47,044
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,692/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,423
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,668
−HK$1,263/mo
Today · 4.125%
HK$48,931
baseline
▲ 0.50% · 4.625%
HK$51,510
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,862/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,075
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,632
−HK$1,583/mo
Today · 4.125%
HK$53,215
baseline
▲ 0.50% · 4.625%
HK$56,453
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,430/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,708
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,202
−HK$1,515/mo
Today · 4.125%
HK$58,717
baseline
▲ 0.50% · 4.625%
HK$61,813
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,434/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,421
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$60,238
−HK$1,846/mo
Today · 4.125%
HK$62,084
baseline
▲ 0.50% · 4.625%
HK$65,862
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,168/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,992
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,735
−HK$1,769/mo
Today · 4.125%
HK$68,504
baseline
▲ 0.50% · 4.625%
HK$72,115
+HK$3,611/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,008/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,112
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,449
−HK$2,373/mo
Today · 4.125%
HK$79,822
baseline
▲ 0.50% · 4.625%
HK$84,679
+HK$4,857/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,644/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,562
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,803
−HK$2,273/mo
Today · 4.125%
HK$88,076
baseline
▲ 0.50% · 4.625%
HK$92,719
+HK$4,643/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,152/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,256 · Scale 2, in force from 26 Feb 2026)