LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,732
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,030
−HK$1,319/mo
Today · 4.125%
HK$44,349
baseline
▲ 0.50% · 4.625%
HK$47,048
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,698/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,427
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,672
−HK$1,263/mo
Today · 4.125%
HK$48,935
baseline
▲ 0.50% · 4.625%
HK$51,514
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,870/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,079
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,636
−HK$1,583/mo
Today · 4.125%
HK$53,219
baseline
▲ 0.50% · 4.625%
HK$56,457
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,438/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,712
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,206
−HK$1,516/mo
Today · 4.125%
HK$58,722
baseline
▲ 0.50% · 4.625%
HK$61,817
+HK$3,095/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,444/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,425
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,242
−HK$1,847/mo
Today · 4.125%
HK$62,089
baseline
▲ 0.50% · 4.625%
HK$65,867
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,178/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,997
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,740
−HK$1,769/mo
Today · 4.125%
HK$68,509
baseline
▲ 0.50% · 4.625%
HK$72,120
+HK$3,611/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,018/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,118
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,454
−HK$2,374/mo
Today · 4.125%
HK$79,828
baseline
▲ 0.50% · 4.625%
HK$84,686
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,656/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,568
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,809
−HK$2,274/mo
Today · 4.125%
HK$88,083
baseline
▲ 0.50% · 4.625%
HK$92,726
+HK$4,643/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,166/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,306 · Scale 2, in force from 26 Feb 2026)