LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,734
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,033
−HK$1,319/mo
Today · 4.125%
HK$44,352
baseline
▲ 0.50% · 4.625%
HK$47,050
+HK$2,698/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,704/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,429
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,674
−HK$1,264/mo
Today · 4.125%
HK$48,938
baseline
▲ 0.50% · 4.625%
HK$51,517
+HK$2,579/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,876/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,081
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,639
−HK$1,583/mo
Today · 4.125%
HK$53,222
baseline
▲ 0.50% · 4.625%
HK$56,460
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,444/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,715
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,209
−HK$1,516/mo
Today · 4.125%
HK$58,725
baseline
▲ 0.50% · 4.625%
HK$61,821
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,450/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,428
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,246
−HK$1,846/mo
Today · 4.125%
HK$62,092
baseline
▲ 0.50% · 4.625%
HK$65,870
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,184/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,001
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,744
−HK$1,769/mo
Today · 4.125%
HK$68,513
baseline
▲ 0.50% · 4.625%
HK$72,124
+HK$3,611/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,026/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,122
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,459
−HK$2,374/mo
Today · 4.125%
HK$79,833
baseline
▲ 0.50% · 4.625%
HK$84,690
+HK$4,857/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,666/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,573
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,814
−HK$2,274/mo
Today · 4.125%
HK$88,088
baseline
▲ 0.50% · 4.625%
HK$92,731
+HK$4,643/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,176/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,345 · Scale 2, in force from 26 Feb 2026)