LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,736
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,034
−HK$1,319/mo
Today · 4.125%
HK$44,353
baseline
▲ 0.50% · 4.625%
HK$47,052
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,706/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,431
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$47,676
−HK$1,263/mo
Today · 4.125%
HK$48,939
baseline
▲ 0.50% · 4.625%
HK$51,519
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,878/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,083
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,641
−HK$1,582/mo
Today · 4.125%
HK$53,223
baseline
▲ 0.50% · 4.625%
HK$56,462
+HK$3,239/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,446/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,717
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,211
−HK$1,516/mo
Today · 4.125%
HK$58,727
baseline
▲ 0.50% · 4.625%
HK$61,822
+HK$3,095/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,454/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,430
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,247
−HK$1,847/mo
Today · 4.125%
HK$62,094
baseline
▲ 0.50% · 4.625%
HK$65,872
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,188/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,003
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,746
−HK$1,769/mo
Today · 4.125%
HK$68,515
baseline
▲ 0.50% · 4.625%
HK$72,126
+HK$3,611/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,030/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,124
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,461
−HK$2,374/mo
Today · 4.125%
HK$79,835
baseline
▲ 0.50% · 4.625%
HK$84,693
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,670/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,575
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,816
−HK$2,274/mo
Today · 4.125%
HK$88,090
baseline
▲ 0.50% · 4.625%
HK$92,734
+HK$4,644/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,180/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,365 · Scale 2, in force from 26 Feb 2026)