LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,737
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,036
−HK$1,319/mo
Today · 4.125%
HK$44,355
baseline
▲ 0.50% · 4.625%
HK$47,054
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,710/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,432
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,678
−HK$1,263/mo
Today · 4.125%
HK$48,941
baseline
▲ 0.50% · 4.625%
HK$51,521
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,882/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,085
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,643
−HK$1,583/mo
Today · 4.125%
HK$53,226
baseline
▲ 0.50% · 4.625%
HK$56,464
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,452/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,719
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,213
−HK$1,516/mo
Today · 4.125%
HK$58,729
baseline
▲ 0.50% · 4.625%
HK$61,825
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,458/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,432
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,250
−HK$1,847/mo
Today · 4.125%
HK$62,097
baseline
▲ 0.50% · 4.625%
HK$65,875
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,194/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,005
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,749
−HK$1,769/mo
Today · 4.125%
HK$68,518
baseline
▲ 0.50% · 4.625%
HK$72,129
+HK$3,611/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,036/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,127
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,464
−HK$2,375/mo
Today · 4.125%
HK$79,839
baseline
▲ 0.50% · 4.625%
HK$84,697
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,678/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,578
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,820
−HK$2,274/mo
Today · 4.125%
HK$88,094
baseline
▲ 0.50% · 4.625%
HK$92,738
+HK$4,644/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,188/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,394 · Scale 2, in force from 26 Feb 2026)