LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,738
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,037
−HK$1,319/mo
Today · 4.125%
HK$44,356
baseline
▲ 0.50% · 4.625%
HK$47,055
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,712/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,433
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,679
−HK$1,263/mo
Today · 4.125%
HK$48,942
baseline
▲ 0.50% · 4.625%
HK$51,522
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,884/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,086
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,644
−HK$1,583/mo
Today · 4.125%
HK$53,227
baseline
▲ 0.50% · 4.625%
HK$56,465
+HK$3,238/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,454/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,720
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,214
−HK$1,516/mo
Today · 4.125%
HK$58,730
baseline
▲ 0.50% · 4.625%
HK$61,826
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,460/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,434
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,251
−HK$1,847/mo
Today · 4.125%
HK$62,098
baseline
▲ 0.50% · 4.625%
HK$65,876
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,196/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,007
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,750
−HK$1,769/mo
Today · 4.125%
HK$68,519
baseline
▲ 0.50% · 4.625%
HK$72,131
+HK$3,612/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,038/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,129
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,466
−HK$2,374/mo
Today · 4.125%
HK$79,840
baseline
▲ 0.50% · 4.625%
HK$84,698
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,680/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,580
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,822
−HK$2,274/mo
Today · 4.125%
HK$88,096
baseline
▲ 0.50% · 4.625%
HK$92,739
+HK$4,643/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,192/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,407 · Scale 2, in force from 26 Feb 2026)