LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,740
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,038
−HK$1,320/mo
Today · 4.125%
HK$44,358
baseline
▲ 0.50% · 4.625%
HK$47,057
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,716/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,435
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,681
−HK$1,263/mo
Today · 4.125%
HK$48,944
baseline
▲ 0.50% · 4.625%
HK$51,524
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,888/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,088
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,646
−HK$1,583/mo
Today · 4.125%
HK$53,229
baseline
▲ 0.50% · 4.625%
HK$56,468
+HK$3,239/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,458/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,723
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,217
−HK$1,516/mo
Today · 4.125%
HK$58,733
baseline
▲ 0.50% · 4.625%
HK$61,829
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,466/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,436
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,254
−HK$1,847/mo
Today · 4.125%
HK$62,101
baseline
▲ 0.50% · 4.625%
HK$65,879
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,202/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,010
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,753
−HK$1,769/mo
Today · 4.125%
HK$68,522
baseline
▲ 0.50% · 4.625%
HK$72,134
+HK$3,612/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,044/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,132
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,469
−HK$2,375/mo
Today · 4.125%
HK$79,844
baseline
▲ 0.50% · 4.625%
HK$84,702
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,688/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,584
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,826
−HK$2,274/mo
Today · 4.125%
HK$88,100
baseline
▲ 0.50% · 4.625%
HK$92,744
+HK$4,644/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,200/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,439 · Scale 2, in force from 26 Feb 2026)