LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,741
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$43,039
−HK$1,319/mo
Today · 4.125%
HK$44,358
baseline
▲ 0.50% · 4.625%
HK$47,057
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,716/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,436
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,682
−HK$1,263/mo
Today · 4.125%
HK$48,945
baseline
▲ 0.50% · 4.625%
HK$51,525
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,890/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,089
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,647
−HK$1,583/mo
Today · 4.125%
HK$53,230
baseline
▲ 0.50% · 4.625%
HK$56,469
+HK$3,239/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,460/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,724
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,218
−HK$1,516/mo
Today · 4.125%
HK$58,734
baseline
▲ 0.50% · 4.625%
HK$61,830
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,468/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,437
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,255
−HK$1,847/mo
Today · 4.125%
HK$62,102
baseline
▲ 0.50% · 4.625%
HK$65,880
+HK$3,778/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,204/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,011
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,754
−HK$1,769/mo
Today · 4.125%
HK$68,523
baseline
▲ 0.50% · 4.625%
HK$72,135
+HK$3,612/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,046/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,134
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,471
−HK$2,374/mo
Today · 4.125%
HK$79,845
baseline
▲ 0.50% · 4.625%
HK$84,703
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$159,690/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,585
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,827
−HK$2,274/mo
Today · 4.125%
HK$88,101
baseline
▲ 0.50% · 4.625%
HK$92,745
+HK$4,644/mo
Deposit HK$1.83M · loan HK$16.47M · min. income ≈ HK$176,202/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,451 · Scale 2, in force from 26 Feb 2026)