LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,741
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,040
−HK$1,319/mo
Today · 4.125%
HK$44,359
baseline
▲ 0.50% · 4.625%
HK$47,058
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,718/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,437
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,682
−HK$1,264/mo
Today · 4.125%
HK$48,946
baseline
▲ 0.50% · 4.625%
HK$51,526
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,892/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,090
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,648
−HK$1,583/mo
Today · 4.125%
HK$53,231
baseline
▲ 0.50% · 4.625%
HK$56,470
+HK$3,239/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,462/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,724
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,219
−HK$1,516/mo
Today · 4.125%
HK$58,735
baseline
▲ 0.50% · 4.625%
HK$61,831
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,470/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,438
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,256
−HK$1,846/mo
Today · 4.125%
HK$62,102
baseline
▲ 0.50% · 4.625%
HK$65,881
+HK$3,779/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,204/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,012
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,755
−HK$1,769/mo
Today · 4.125%
HK$68,524
baseline
▲ 0.50% · 4.625%
HK$72,136
+HK$3,612/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,048/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,134
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,472
−HK$2,374/mo
Today · 4.125%
HK$79,846
baseline
▲ 0.50% · 4.625%
HK$84,705
+HK$4,859/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,692/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,586
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,828
−HK$2,274/mo
Today · 4.125%
HK$88,102
baseline
▲ 0.50% · 4.625%
HK$92,746
+HK$4,644/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,204/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,459 · Scale 2, in force from 26 Feb 2026)