LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,742
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,041
−HK$1,319/mo
Today · 4.125%
HK$44,360
baseline
▲ 0.50% · 4.625%
HK$47,059
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,720/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,438
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,683
−HK$1,264/mo
Today · 4.125%
HK$48,947
baseline
▲ 0.50% · 4.625%
HK$51,527
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,894/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,091
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,649
−HK$1,583/mo
Today · 4.125%
HK$53,232
baseline
▲ 0.50% · 4.625%
HK$56,471
+HK$3,239/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,464/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,726
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,220
−HK$1,516/mo
Today · 4.125%
HK$58,736
baseline
▲ 0.50% · 4.625%
HK$61,832
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,472/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,439
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,257
−HK$1,847/mo
Today · 4.125%
HK$62,104
baseline
▲ 0.50% · 4.625%
HK$65,883
+HK$3,779/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,208/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,013
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,757
−HK$1,769/mo
Today · 4.125%
HK$68,526
baseline
▲ 0.50% · 4.625%
HK$72,138
+HK$3,612/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,052/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,136
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,473
−HK$2,375/mo
Today · 4.125%
HK$79,848
baseline
▲ 0.50% · 4.625%
HK$84,706
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,696/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,588
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,830
−HK$2,274/mo
Today · 4.125%
HK$88,104
baseline
▲ 0.50% · 4.625%
HK$92,748
+HK$4,644/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,208/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,475 · Scale 2, in force from 26 Feb 2026)