LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,743
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,042
−HK$1,319/mo
Today · 4.125%
HK$44,361
baseline
▲ 0.50% · 4.625%
HK$47,060
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,722/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,439
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,684
−HK$1,264/mo
Today · 4.125%
HK$48,948
baseline
▲ 0.50% · 4.625%
HK$51,528
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,896/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,092
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,650
−HK$1,583/mo
Today · 4.125%
HK$53,233
baseline
▲ 0.50% · 4.625%
HK$56,472
+HK$3,239/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,466/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,727
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,221
−HK$1,517/mo
Today · 4.125%
HK$58,738
baseline
▲ 0.50% · 4.625%
HK$61,834
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,476/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,441
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$60,258
−HK$1,847/mo
Today · 4.125%
HK$62,105
baseline
▲ 0.50% · 4.625%
HK$65,884
+HK$3,779/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$124,210/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,015
−HK$3,512/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$1,769/mo
Today · 4.125%
HK$68,527
baseline
▲ 0.50% · 4.625%
HK$72,139
+HK$3,612/mo
Deposit HK$5.49M · loan HK$12.81M · min. income ≈ HK$137,054/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,138
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,475
−HK$2,375/mo
Today · 4.125%
HK$79,850
baseline
▲ 0.50% · 4.625%
HK$84,708
+HK$4,858/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,700/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,590
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,832
−HK$2,274/mo
Today · 4.125%
HK$88,106
baseline
▲ 0.50% · 4.625%
HK$92,750
+HK$4,644/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,212/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,490 · Scale 2, in force from 26 Feb 2026)