LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,746
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,044
−HK$1,320/mo
Today · 4.125%
HK$44,364
baseline
▲ 0.50% · 4.625%
HK$47,063
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,728/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,442
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,687
−HK$1,264/mo
Today · 4.125%
HK$48,951
baseline
▲ 0.50% · 4.625%
HK$51,531
+HK$2,580/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,902/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,095
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,653
−HK$1,583/mo
Today · 4.125%
HK$53,236
baseline
▲ 0.50% · 4.625%
HK$56,476
+HK$3,240/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$106,472/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,730
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,225
−HK$1,516/mo
Today · 4.125%
HK$58,741
baseline
▲ 0.50% · 4.625%
HK$61,837
+HK$3,096/mo
Deposit HK$7.32M · loan HK$10.98M · min. income ≈ HK$117,482/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,444
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,262
−HK$1,847/mo
Today · 4.125%
HK$62,109
baseline
▲ 0.50% · 4.625%
HK$65,888
+HK$3,779/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,218/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,018
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,762
−HK$1,769/mo
Today · 4.125%
HK$68,531
baseline
▲ 0.50% · 4.625%
HK$72,144
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,062/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,142
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,480
−HK$2,374/mo
Today · 4.125%
HK$79,854
baseline
▲ 0.50% · 4.625%
HK$84,713
+HK$4,859/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,708/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,595
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,837
−HK$2,274/mo
Today · 4.125%
HK$88,111
baseline
▲ 0.50% · 4.625%
HK$92,756
+HK$4,645/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,222/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,531 · Scale 2, in force from 26 Feb 2026)