LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,748
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,047
−HK$1,319/mo
Today · 4.125%
HK$44,366
baseline
▲ 0.50% · 4.625%
HK$47,065
+HK$2,699/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,732/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,444
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,690
−HK$1,263/mo
Today · 4.125%
HK$48,953
baseline
▲ 0.50% · 4.625%
HK$51,534
+HK$2,581/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,906/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,098
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,656
−HK$1,583/mo
Today · 4.125%
HK$53,239
baseline
▲ 0.50% · 4.625%
HK$56,479
+HK$3,240/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$106,478/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,733
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,228
−HK$1,516/mo
Today · 4.125%
HK$58,744
baseline
▲ 0.50% · 4.625%
HK$61,841
+HK$3,097/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$117,488/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,447
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,265
−HK$1,847/mo
Today · 4.125%
HK$62,112
baseline
▲ 0.50% · 4.625%
HK$65,892
+HK$3,780/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,224/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,022
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,766
−HK$1,769/mo
Today · 4.125%
HK$68,535
baseline
▲ 0.50% · 4.625%
HK$72,147
+HK$3,612/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,070/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,146
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,484
−HK$2,375/mo
Today · 4.125%
HK$79,859
baseline
▲ 0.50% · 4.625%
HK$84,718
+HK$4,859/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,718/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,600
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,842
−HK$2,274/mo
Today · 4.125%
HK$88,116
baseline
▲ 0.50% · 4.625%
HK$92,761
+HK$4,645/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,232/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,567 · Scale 2, in force from 26 Feb 2026)