LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,749
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,048
−HK$1,319/mo
Today · 4.125%
HK$44,367
baseline
▲ 0.50% · 4.625%
HK$47,067
+HK$2,700/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$88,734/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,446
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,691
−HK$1,264/mo
Today · 4.125%
HK$48,955
baseline
▲ 0.50% · 4.625%
HK$51,536
+HK$2,581/mo
Deposit HK$9.15M · loan HK$9.15M · min. income ≈ HK$97,910/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,099
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,658
−HK$1,583/mo
Today · 4.125%
HK$53,241
baseline
▲ 0.50% · 4.625%
HK$56,480
+HK$3,239/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$106,482/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,735
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,230
−HK$1,516/mo
Today · 4.125%
HK$58,746
baseline
▲ 0.50% · 4.625%
HK$61,843
+HK$3,097/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$117,492/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,449
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$60,267
−HK$1,847/mo
Today · 4.125%
HK$62,114
baseline
▲ 0.50% · 4.625%
HK$65,894
+HK$3,780/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,228/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,024
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,768
−HK$1,769/mo
Today · 4.125%
HK$68,537
baseline
▲ 0.50% · 4.625%
HK$72,150
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,074/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,149
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,486
−HK$2,375/mo
Today · 4.125%
HK$79,861
baseline
▲ 0.50% · 4.625%
HK$84,721
+HK$4,860/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,722/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,602
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,845
−HK$2,274/mo
Today · 4.125%
HK$88,119
baseline
▲ 0.50% · 4.625%
HK$92,764
+HK$4,645/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,238/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,590 · Scale 2, in force from 26 Feb 2026)