LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,753
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,319/mo
Today · 4.125%
HK$44,371
baseline
▲ 0.50% · 4.625%
HK$47,071
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,742/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,450
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,695
−HK$1,264/mo
Today · 4.125%
HK$48,959
baseline
▲ 0.50% · 4.625%
HK$51,540
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,918/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,103
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,662
−HK$1,583/mo
Today · 4.125%
HK$53,245
baseline
▲ 0.50% · 4.625%
HK$56,485
+HK$3,240/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$106,490/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,739
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,234
−HK$1,517/mo
Today · 4.125%
HK$58,751
baseline
▲ 0.50% · 4.625%
HK$61,848
+HK$3,097/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$117,502/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,454
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,272
−HK$1,848/mo
Today · 4.125%
HK$62,120
baseline
▲ 0.50% · 4.625%
HK$65,899
+HK$3,779/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,240/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,029
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,773
−HK$1,770/mo
Today · 4.125%
HK$68,543
baseline
▲ 0.50% · 4.625%
HK$72,156
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,086/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,155
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,493
−HK$2,375/mo
Today · 4.125%
HK$79,868
baseline
▲ 0.50% · 4.625%
HK$84,728
+HK$4,860/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,736/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,609
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,852
−HK$2,274/mo
Today · 4.125%
HK$88,126
baseline
▲ 0.50% · 4.625%
HK$92,772
+HK$4,646/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,252/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,647 · Scale 2, in force from 26 Feb 2026)