LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,754
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,320/mo
Today · 4.125%
HK$44,372
baseline
▲ 0.50% · 4.625%
HK$47,072
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,744/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,450
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,696
−HK$1,264/mo
Today · 4.125%
HK$48,960
baseline
▲ 0.50% · 4.625%
HK$51,541
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,920/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,104
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,663
−HK$1,583/mo
Today · 4.125%
HK$53,246
baseline
▲ 0.50% · 4.625%
HK$56,486
+HK$3,240/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$106,492/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,740
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,235
−HK$1,517/mo
Today · 4.125%
HK$58,752
baseline
▲ 0.50% · 4.625%
HK$61,849
+HK$3,097/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$117,504/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,455
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,273
−HK$1,848/mo
Today · 4.125%
HK$62,121
baseline
▲ 0.50% · 4.625%
HK$65,900
+HK$3,779/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,242/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,031
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$66,775
−HK$1,769/mo
Today · 4.125%
HK$68,544
baseline
▲ 0.50% · 4.625%
HK$72,157
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,088/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,156
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,494
−HK$2,375/mo
Today · 4.125%
HK$79,869
baseline
▲ 0.50% · 4.625%
HK$84,729
+HK$4,860/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,738/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,611
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,853
−HK$2,275/mo
Today · 4.125%
HK$88,128
baseline
▲ 0.50% · 4.625%
HK$92,773
+HK$4,645/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,256/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,659 · Scale 2, in force from 26 Feb 2026)