LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,756
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,055
−HK$1,320/mo
Today · 4.125%
HK$44,375
baseline
▲ 0.50% · 4.625%
HK$47,075
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,750/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,453
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,699
−HK$1,264/mo
Today · 4.125%
HK$48,963
baseline
▲ 0.50% · 4.625%
HK$51,544
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,926/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,108
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,666
−HK$1,584/mo
Today · 4.125%
HK$53,250
baseline
▲ 0.50% · 4.625%
HK$56,490
+HK$3,240/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$106,500/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,744
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,239
−HK$1,517/mo
Today · 4.125%
HK$58,756
baseline
▲ 0.50% · 4.625%
HK$61,853
+HK$3,097/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$117,512/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,459
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,277
−HK$1,848/mo
Today · 4.125%
HK$62,125
baseline
▲ 0.50% · 4.625%
HK$65,905
+HK$3,780/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,250/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,035
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,779
−HK$1,770/mo
Today · 4.125%
HK$68,549
baseline
▲ 0.50% · 4.625%
HK$72,162
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,098/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,161
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,499
−HK$2,376/mo
Today · 4.125%
HK$79,875
baseline
▲ 0.50% · 4.625%
HK$84,735
+HK$4,860/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,750/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,616
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,859
−HK$2,275/mo
Today · 4.125%
HK$88,134
baseline
▲ 0.50% · 4.625%
HK$92,779
+HK$4,645/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,268/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,705 · Scale 2, in force from 26 Feb 2026)