LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,757
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,056
−HK$1,319/mo
Today · 4.125%
HK$44,375
baseline
▲ 0.50% · 4.625%
HK$47,075
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,750/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,454
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,700
−HK$1,264/mo
Today · 4.125%
HK$48,964
baseline
▲ 0.50% · 4.625%
HK$51,545
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,928/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,108
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,667
−HK$1,583/mo
Today · 4.125%
HK$53,250
baseline
▲ 0.50% · 4.625%
HK$56,490
+HK$3,240/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$106,500/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,745
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,240
−HK$1,516/mo
Today · 4.125%
HK$58,756
baseline
▲ 0.50% · 4.625%
HK$61,854
+HK$3,098/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$117,512/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,459
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,278
−HK$1,847/mo
Today · 4.125%
HK$62,125
baseline
▲ 0.50% · 4.625%
HK$65,905
+HK$3,780/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,250/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,035
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,780
−HK$1,769/mo
Today · 4.125%
HK$68,549
baseline
▲ 0.50% · 4.625%
HK$72,162
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,098/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,162
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,500
−HK$2,375/mo
Today · 4.125%
HK$79,875
baseline
▲ 0.50% · 4.625%
HK$84,736
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,750/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,617
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,860
−HK$2,275/mo
Today · 4.125%
HK$88,135
baseline
▲ 0.50% · 4.625%
HK$92,780
+HK$4,645/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,270/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,711 · Scale 2, in force from 26 Feb 2026)