LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,757
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,056
−HK$1,320/mo
Today · 4.125%
HK$44,376
baseline
▲ 0.50% · 4.625%
HK$47,076
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,752/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,454
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,700
−HK$1,264/mo
Today · 4.125%
HK$48,964
baseline
▲ 0.50% · 4.625%
HK$51,545
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,928/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,109
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,667
−HK$1,584/mo
Today · 4.125%
HK$53,251
baseline
▲ 0.50% · 4.625%
HK$56,491
+HK$3,240/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$106,502/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,745
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,240
−HK$1,517/mo
Today · 4.125%
HK$58,757
baseline
▲ 0.50% · 4.625%
HK$61,854
+HK$3,097/mo
Deposit HK$7.32M · loan HK$10.99M · min. income ≈ HK$117,514/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,460
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,278
−HK$1,848/mo
Today · 4.125%
HK$62,126
baseline
▲ 0.50% · 4.625%
HK$65,906
+HK$3,780/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,252/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,036
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,780
−HK$1,770/mo
Today · 4.125%
HK$68,550
baseline
▲ 0.50% · 4.625%
HK$72,163
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,100/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,163
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,501
−HK$2,375/mo
Today · 4.125%
HK$79,876
baseline
▲ 0.50% · 4.625%
HK$84,737
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,752/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,618
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,861
−HK$2,275/mo
Today · 4.125%
HK$88,136
baseline
▲ 0.50% · 4.625%
HK$92,781
+HK$4,645/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,272/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,718 · Scale 2, in force from 26 Feb 2026)