LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,759
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,058
−HK$1,320/mo
Today · 4.125%
HK$44,378
baseline
▲ 0.50% · 4.625%
HK$47,078
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,756/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,456
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,702
−HK$1,264/mo
Today · 4.125%
HK$48,966
baseline
▲ 0.50% · 4.625%
HK$51,547
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,932/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,111
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,669
−HK$1,584/mo
Today · 4.125%
HK$53,253
baseline
▲ 0.50% · 4.625%
HK$56,493
+HK$3,240/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,506/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,748
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,243
−HK$1,517/mo
Today · 4.125%
HK$58,760
baseline
▲ 0.50% · 4.625%
HK$61,857
+HK$3,097/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,520/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,463
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,281
−HK$1,848/mo
Today · 4.125%
HK$62,129
baseline
▲ 0.50% · 4.625%
HK$65,909
+HK$3,780/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,258/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,039
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,783
−HK$1,770/mo
Today · 4.125%
HK$68,553
baseline
▲ 0.50% · 4.625%
HK$72,166
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,106/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,166
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,504
−HK$2,376/mo
Today · 4.125%
HK$79,880
baseline
▲ 0.50% · 4.625%
HK$84,740
+HK$4,860/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,760/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,622
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,864
−HK$2,275/mo
Today · 4.125%
HK$88,139
baseline
▲ 0.50% · 4.625%
HK$92,785
+HK$4,646/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,278/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,748 · Scale 2, in force from 26 Feb 2026)