LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,761
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,060
−HK$1,319/mo
Today · 4.125%
HK$44,379
baseline
▲ 0.50% · 4.625%
HK$47,080
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,758/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,458
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,704
−HK$1,264/mo
Today · 4.125%
HK$48,968
baseline
▲ 0.50% · 4.625%
HK$51,550
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,936/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,113
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,672
−HK$1,583/mo
Today · 4.125%
HK$53,255
baseline
▲ 0.50% · 4.625%
HK$56,496
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,510/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,750
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,245
−HK$1,517/mo
Today · 4.125%
HK$58,762
baseline
▲ 0.50% · 4.625%
HK$61,859
+HK$3,097/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,524/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,465
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,284
−HK$1,847/mo
Today · 4.125%
HK$62,131
baseline
▲ 0.50% · 4.625%
HK$65,912
+HK$3,781/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,262/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,042
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,786
−HK$1,770/mo
Today · 4.125%
HK$68,556
baseline
▲ 0.50% · 4.625%
HK$72,169
+HK$3,613/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,112/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,169
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,507
−HK$2,376/mo
Today · 4.125%
HK$79,883
baseline
▲ 0.50% · 4.625%
HK$84,744
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,766/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,625
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,868
−HK$2,275/mo
Today · 4.125%
HK$88,143
baseline
▲ 0.50% · 4.625%
HK$92,789
+HK$4,646/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,286/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,777 · Scale 2, in force from 26 Feb 2026)