LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,762
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,061
−HK$1,319/mo
Today · 4.125%
HK$44,380
baseline
▲ 0.50% · 4.625%
HK$47,081
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,760/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,459
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,705
−HK$1,264/mo
Today · 4.125%
HK$48,969
baseline
▲ 0.50% · 4.625%
HK$51,551
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,938/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,114
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,673
−HK$1,584/mo
Today · 4.125%
HK$53,257
baseline
▲ 0.50% · 4.625%
HK$56,497
+HK$3,240/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,514/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,751
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,247
−HK$1,516/mo
Today · 4.125%
HK$58,763
baseline
▲ 0.50% · 4.625%
HK$61,861
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,526/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,466
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,285
−HK$1,848/mo
Today · 4.125%
HK$62,133
baseline
▲ 0.50% · 4.625%
HK$65,913
+HK$3,780/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,266/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,043
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,788
−HK$1,769/mo
Today · 4.125%
HK$68,557
baseline
▲ 0.50% · 4.625%
HK$72,171
+HK$3,614/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,114/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,171
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,509
−HK$2,376/mo
Today · 4.125%
HK$79,885
baseline
▲ 0.50% · 4.625%
HK$84,746
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,770/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,627
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,870
−HK$2,275/mo
Today · 4.125%
HK$88,145
baseline
▲ 0.50% · 4.625%
HK$92,791
+HK$4,646/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,290/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,792 · Scale 2, in force from 26 Feb 2026)